Manhaj Al-Salaf

Q: What is Salafiyyah

Salafism or Salafiyyah means adherence to path of the Messenger ﷺ, and his Companions.

Q: Who are the Salaf

In islam, Salaf are the Companions of Prophet Muhammad ﷺ and the three generations that came after them.

Q: What is the meaning of Bidah

Bid'ah means something that has been introduced into the religion of Allah that has no basis to support it.

Question

Ruling on health Insurance

Question:

Someone has a dispensary and used to conclude contracts with some companies to treat their employees for a specific amount of money per year. The employees of the contracting companies have the choice to go every now and then without a minimum or maximum limit for their visits. Is this contract Islamically valid? I hope Your Eminence will clarify the issue for me. May Allah grant us all success and guide your steps for He is All-Hearing, All-Answering.

Answer:

This is known as Health Insurance and it is one form of commercial insurance which is Muharram (prohibited) according to the decree of the Council of Senior Scholars. ¹

May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.

See Fatwas of Permanent Committee (Fatawa Al-Lajnah Al-Da’imah), Group 1, vol. 15, pp. 310-311. ↩

Created at: Muharram 12, 1442 AH — 31 Aug 2020
1 min read
Source(s): Fatawa Al-Lajnah Ad-Da'imah no. 21667
Mufti(s): Shaykh Abdul-Aziz Aal al-Shaykh , Shaykh Abdullah ibn Ghudayyan , Shaykh Salih Fawzan , Shaykh Bakr Abu Zayd
Insurance